Family Planning
We tested dozens of services to bring you our top picks as you look to turn knowledge into action
Lemonade
Insurance with a positive impact
- Affordable rental, homeowner, car, pet, and life insurance
- Certified B-Corp, meaning it meets high standards of transparency, accountability, and positive social and environmental impact.
- Charitable business model, different than regular insurance companies
- Lemonade takes a flat fee and donates excess premiums to charitable causes instead of keeping them as revenue
- Simple, fast quotes and onboarding
- Great app and digital interface
- Competent AI bot assistant that handles questions through chat
- Fast response times
- Some policies are not available in every state yet
- Some limitations to the level of customization
- No personal relationship with an agent or physical office
Worthy alternatives
Trust & Will
Digital estate planning
- Easily establish a legal plan for your children and your assets
- Three simple forms to name guardians, write a will, or create trusts
- Clear, flat fees that are likely a fraction of attorney costs
- Simple interface
- Real-time attorney guidance available for additional fee
- Money back guarantee
- Unlimited updates to your documents
- State-specific legal documentation
- Easily share access to documents
- Available in all 50 states
- Can't handle highly-complex estates
- Updating documents requires an annual fee after first year
Worthy alternatives
Lively
Save for healthcare expenses
- Health Savings Accounts are like an IRA you can use for medical expenses, allowing you to add pre-tax dollars, invest and grow tax-free, and spend tax-free on qualifying medical expenses. After age 65, it turns into a retirement account.
- Lively is free with no hidden fees
- You aren't limited to select mutual funds or ETFs
- You can select your own investments in a brokerage account
- A paid managed investment service is available
- Free debit card to use for medical bills
- No minimum investment balance
- Automated contributions
- Track deductible and out-of-pocket spending in the dashboard
- Paperless account rollovers and fund transfers
- Mobile app and desktop web both available
- Tons of educational resources
- Fast and friendly customer service
- The Share Scoops team did not open a Lively account to review the user experience, as we don't have a qualifying health insurance plan. Make sure to check with your insurance provider before opening an account.
- Relatively young company
- Paid managed investment service option is fairly expensive at 0.50% annual fee
- It's a difficult process to identify eligibility with insurance providers, but Lively customer service is as helpful as they can be
Worthy alternatives
Lemonade
Insurance with a positive impact
- Affordable rental, homeowner, car, pet, and life insurance
- Certified B-Corp, meaning it meets high standards of transparency, accountability, and positive social and environmental impact.
- Charitable business model, different than regular insurance companies
- Lemonade takes a flat fee and donates excess premiums to charitable causes instead of keeping them as revenue
- Simple, fast quotes and onboarding
- Great app and digital interface
- Competent AI bot assistant that handles questions through chat
- Fast response times
- Some policies are not available in every state yet
- Some limitations to the level of customization
- No personal relationship with an agent or physical office
Worthy alternatives
Trust & Will
Digital estate planning
- Easily establish a legal plan for your children and your assets
- Three simple forms to name guardians, write a will, or create trusts
- Clear, flat fees that are likely a fraction of attorney costs
- Simple interface
- Real-time attorney guidance available for additional fee
- Money back guarantee
- Unlimited updates to your documents
- State-specific legal documentation
- Easily share access to documents
- Available in all 50 states
- Can't handle highly-complex estates
- Updating documents requires an annual fee after first year
Worthy alternatives
Lively
Save for healthcare expenses
- Health Savings Accounts are like an IRA you can use for medical expenses, allowing you to add pre-tax dollars, invest and grow tax-free, and spend tax-free on qualifying medical expenses. After age 65, it turns into a retirement account.
- Lively is free with no hidden fees
- You aren't limited to select mutual funds or ETFs
- You can select your own investments in a brokerage account
- A paid managed investment service is available
- Free debit card to use for medical bills
- No minimum investment balance
- Automated contributions
- Track deductible and out-of-pocket spending in the dashboard
- Paperless account rollovers and fund transfers
- Mobile app and desktop web both available
- Tons of educational resources
- Fast and friendly customer service
- The Share Scoops team did not open a Lively account to review the user experience, as we don't have a qualifying health insurance plan. Make sure to check with your insurance provider before opening an account.
- Relatively young company
- Paid managed investment service option is fairly expensive at 0.50% annual fee
- It's a difficult process to identify eligibility with insurance providers, but Lively customer service is as helpful as they can be
Worthy alternatives
Pick the platform that makes things easier for you
At the end of the day, it's all about what's right for you. With something like budgeting, debt management, or investing, the most important criteria is that you feel comfortable using it. Otherwise, you're not going to build the confidence to take your future into your own hands. If you're buying basic stocks and funds to hold for the long term, you can do that almost anywhere. Just find a respectable institution that charges low or no fees and has an interface you don't hate using.
Want more help?
We're here for you. Text us at +1 (888) 513-8469! We can answer questions directly or set up time to speak one-on-one.